Bajaj Housing Finance Limited (BHFL), a subsidiary of Bajaj Finserv, is one of the most diversified NBFCs in India & recently announced an offering.
attractive interest rates on Fixed Deposits to celebrated Pravasi Bharatiya Divas. With its diversified products and a solid reputation, it is one of the favourites of many investors. Here, we will read about the price of the Bajaj Housing Finance IPO listing, some financial highlights and why it is a prime choice in the housing finance industry arena.
Explain Bajaj Housing Finance Listing
About Bajaj Housing Finance Limited Part of Bajaj Finance — All loans and services are at the discretion of the lender. Important to note is that Bajaj Housing Finance Limited (BHFL) as such has not been listed separately on any stock exchange as of the date thereof. It is a company entirely owned by Bajaj Finserv – which has been listed in the National Stock Exchange(NSE) and Bombay Stock Exchange (BSE). The lender is a subsidiary of Bajaj Finserv, investors who want to have exposure in Bajaj Housing finance can also invest in Bajaj Finserv.
So hence, given a rich valuation of the stock you may want to keep an eye on how Bajaj Finserv’s stock is doing if you thought of investing in Bajaj Housing Finance.
Home loan is important for the rapidly growing real estate market in India. As one of the most reputable names, Bajaj Housing Finance Limited stands out as a leading player in housing finance. It has a competitive advantage in providing custom financial products such as housing loans and loans against property at the most attractive rates of interest.
The strategic alignment of Bajaj Housing Finance with its parent firm, Bajaj Finserv is important for investors. Additionally, to maintain a fine balance of its offerings in the housing finance segment Bajaj Finserv boasts a well-diversified portfolio with life insurance and general insurance listed under them besides lending-based services. With this kind of synergy in play, it will always be interesting to see how Bajaj Housing Finance performs and whether or not at a certain stage, if the time is right, it finally comes up with an independent listing.
Top Factors Driving Growth For Bajaj Housing Finance
A Sturdy Financial Performance: Bajaj Housing Finance has delivered impressive financials year after year, as its revenue and profitability have continued to grow. This is expected to increase investor confidence given it has reported considerable loan growth.
Among the ways through which you can carry our market share expansion is that Bajaj Housing Finance already enjoys a substantial market share in the housing finance segment. Prioritizing the sector of affordable housing and quick disbursal of loans at competitive interest rates have driven us.
Innovative Loan Products: The Company´s focus on innovation & technology helps to reduce the time at the disbursement level, giving a competitive advantage over its competitors. Customers are increasingly warming up to products like flexi-loans and balance transfers.
Credit Ratings: Bajaj Housing Finance has strong credit ratings which enhances credibility with lenders and thereby reduces the cost of borrowing in turn improving profitability. In addition to this, it also makes it more appealing to institutional investors.
How does Bajaj Finserv Stock Performance Affect Bajaj Housing Finance?
So an investor wanting to get exposure in Bajaj Housing Finance has to watch the stock of Bajaj Finserv. Performance on the stock market: The fact that Bajaj Finserv has performed well on the bourses is self-explanatory for how its subsidiaries have grown, including Bajaj Housing Finance.
Bajaj Housing Finance Performance: The price at which Bajaj Finserv is listed depends on some factors, enriched performance of Bajaj Housing Finance being one of these. Bajaj Finserv’s stock price increases in tandem with the upward movement of the housing finance market.
Bajaj Finserv its holding company releases quarterly results in which the numbers of its housing finance arm are typically detailed shall give an idea about the Financial health of Bajaj Housing Finance to Investors. Linked to well-capitalisation, low NPAs, and steady revenue growth were principles that suggested stock-price performance would be positive.
Dividend Yields: Bajaj Finserv has a record of giving good dividends so we should expect it to continue and with the growth potential of Bajaj Housing Finance dividend yields could become very attractive making it an ideal option in terms of long-term investment.
Bajaj Housing Finance’s upcoming IPO
Bajaj Housing Finance, the finance arm of Bajaj Finserv is set to be de-merged into an independent company and the investor community is buzzing with hope that it could go public independently. Although it is premature to make any formal announcement, an initial public offering (IPO) will be very rewarding for the existing and new investor base.